Where used in this Disclaimer:

  • ‘we’, ‘us’, ‘our’, ‘company’ or ‘BG&A’ shall mean Borg Galea Audit Limited, the company duly registered in Malta, bearing company registration number C79290 and Borg Galea Group Limited, the company duly registered in Malta, bearing company registration number C79289.
  • ‘you’, ‘your’ or ‘user’ shall all refer to any user of our website.


We are a company authorised to offer the services of an Accountant and an Auditor. The terms listed hereunder shall be effectual in regard to the company’s website; that being ‘borggalea.com’.

Use of this domain/website shall constitute your acceptance to our Terms of Use and Privacy Policy which can be accessed here: ‘https://borggalea.com/privacy-policy/’.

For further information about how and what kind of data is collected by BG&A, through the use of the website, we kindly ask you to refer to our aforementioned Privacy Policy and the terms found therein.


We take pride in providing you with the latest and most accurate information possible, however none of the information listed on our website can be construed or used as legal advice. We therefore cannot guarantee that the information listed on our website is accurate and up to date. Use of the information provided on our website shall be at your own risk and BG&A shall in no way be held liable for any loss or damages (of whatever kind or nature) suffered by you, through the use of our website of any information provided thereon.  

For legal advice, always make sure to consult a legal professional. In this regard, we’d be happy to assist you in any way possible.

BG&A shall not be held responsible for any loss or damage which may arise as a result of the use of our website. Furthermore, BG&A shall not be held accountable for any damage incurred by you or by any other third party/parties using the information provided on our website.

Damages or loss of data, including (but not limited to) those which may occur through a force majeure (unforeseeable event) cannot be attributed to BG&A. For ease of reference force majeure includes but is not limited to: natural disasters such as fires, floods, hurricanes and thunderstorms, acts of government such as declarations of wars or invasions and severe power outages; amongst many others.

BG&A holds the right to amend or update the website at any point in time and for any reasons which the company may deem fit. We also have the right to suspend the use of our website at any point in time and for as long as we deem appropriate. Such suspensions shall not require any prior notice to be issued by the company.

Furthermore, any loss or damage suffered through such suspensions shall not be attributable towards BG&A, and by using our website, you agree to do so, entirely at your own risk.


All content (of whatever form or nature) on our website is protected by copyright, and BG&A is the sole owner of the said content. The copyright shall extend to any and all information available on the website, including but not limited to: any articles published, any pictures uploaded, logos and names (including any of the styles and colours), videos and any other information available on the website.

Whilst the company allows users to use, save and view any of the data shared on our website; the copying, redistribution, republishing, or the making the data available on any other platform in any other way is strictly prohibited.

This restriction shall also extend to any physical copies made available to any other third parties.

BG&A reserves the right to take legal action (and to seek redress) against any individual, entity or third party who copies, redistributes, republishes any website data or makes any data available on any other platform. 

Applicable Law:

By using this website, the user agrees that any legal dispute in relation to this website shall be governed by the laws of Malta and that the Maltese Courts shall have exclusive jurisdiction over such disputes.

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