Traditional Finance

Borg Galea & Associates is a reputable accounting firm that provides a wide range of financial services to clients in Malta. Among these services is the ability to assist clients in raising finance with all of the major banks in the country. This service is essential for businesses of all sizes, as financing is a critical aspect of any business operation.

Whether you are considering that much needed overdraft facility or a loan to finance a business expansion, we are here for you. One of the key ways that Borg Galea & Associates can assist clients with raising finance is by preparing cashflows, discuss in advance the level of guarantees required and other related projections and documents. Cashflow projections are an essential component of any financing application, as they demonstrate to potential lenders how the business plans to generate cash in the future. These projections allow banks to assess the risk involved in lending to the business and determine whether it is a good fit for their lending criteria.

Over the years we have developed profitable relationships with traditional and investment banks even outside of Malta to enable larger businesses finance bigger projects (typically ranging from €200m+). These types of projects require a complete different setup such as the setting up of SICAVs which play an important part in the finance project. With the right setup and approach, the entire process might take much less time than you might think.

Another way that Borg Galea & Associates can help clients secure financing is by providing support in applying for government grants. In Malta, there are several government grant schemes available to businesses, but the application process can be complex and time-consuming. Borg Galea & Associates can assist with the preparation of grant applications, ensuring that all required documentation is submitted correctly and in a timely manner.

Borg Galea & Associates has built strong relationships with all of the major banks in Malta and with some of the largest banks on a global level in Europe and in the Americas, and our team of financial experts can provide guidance and advice on the most suitable financing options for a client’s specific needs. This includes advising on the types of loans available, interest rates, and repayment terms, as well as providing guidance on how to structure the financing to ensure that it is aligned with the client’s long-term business goals.

In summary, Borg Galea & Associates offers a comprehensive financing service, which includes preparing cashflows and projections, assisting with government grant applications, and providing guidance on the most appropriate financing options. Our team of financial experts is well-equipped to support businesses of all sizes, from start-ups to established companies, in securing the financing they need to grow and thrive.

For professional assistance, please contact:

Nathaniel Borg

Nathaniel Borg

Director & Founder

Contact us to learn more

To learn more about our services, do not hesitate to get in touch. Kindly submit your information via the form and one of our expert advisors will get in touch with you within 24 hours. Alternatively, do not hesitate to give us a call on +356 2703 7012 or just send us an email on

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